Community Rating System
The Community Rating System (CRS) is a voluntary incentive program under the National Flood Insurance Program (NFIP). The program encourages communities to implement and maintain comprehensive floodplain management activities that go beyond the minimum NFIP requirements.
By participating in the CRS, communities can earn discounts on flood insurance premiums for residents, based on the community’s level of floodplain management efforts.
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Village of Estero’s Participation
The Village of Estero has been an active participant in the National Flood Insurance Program since 1984, demonstrating its ongoing commitment to reducing flood risk and improving public safety.
As part of this participation, the Village’s Floodplain Management Program undergoes a Community Rating System audit every five years, conducted by the Insurance Services Office, Inc. (ISO) — a contractor for the Federal Emergency Management Agency (FEMA).
These audits evaluate the Village’s implementation of floodplain management, public information, and flood damage reduction activities.
Current CRS Classification
The Village of Estero currently holds a Class 6 CRS rating, which provides residents with a 20% discount on flood insurance premiums through the National Flood Insurance Program.
This rating reflects the Village’s commitment to proactive floodplain management, community education, and sustainable development practices.
Additional Resources
- View more information on the benefits of the Community Rating System.
- Learn why an Elevation Certificate is important.
- Understand the National Flood Insurance Program Summary of Coverage.
- Review the Flood Insurance Claims Handbook.
- Learn more about Flood Insurance Eligibility.