The Village is aware that National Flood Insurance Program (NFIP) policy holders have now received a letter from FEMA regarding their flood insurance policies.

Village staff wants residents to know they are diligently working to respond to FEMA in order to avoid probation and maintain the Community Rating System (CRS) which provides residents up to a 20% discount on their flood insurance.   Any change to the 20% discount will not happen during the hurricane season and will not be effective until at least April 1, 2025.

Staff has been meeting weekly with FEMA and fully intends to provide all required documentation in order to meet FEMA’s deadlines of September 16^th and November 18^th.

IT IS EXTREMELY IMPORTANT FOR ANYONE THAT HAS HAD ANY DAMAGE OR REPAIR WORK PERFORMED AS A RESULT OF HURRICANE IAN, TO OBTAIN PERMITS FOR ALL WORK DONE. ONE OF THE ITEMS THAT FEMA HAS FOUND DEFICIENT IN THE VILLAGE IS THAT SOME RESIDENTS HAVE NOT OBTAINED PERMITS FOR REPAIRS.

THIS IS JEOPARDIZING THE VILLAGE’S PARTICIPATION IN THE NATIONAL FLOOD INSURANCE PROGRAM (NFIP) FOR EVERYONE IN THE VILLAGE.

AFTER THE FACT PERMITS CAN BE OBTAINED. IT’S IMPERATIVE THAT ALL HURRICANE-RELATED WORK BE DOCUMENTED IN ORDER FOR RESIDENTS TO RECEIVE THE CRS DISCOUNT.

Should you have questions, please contact VOEFema@estero-fl.gov or call 239-221-5036.