Evacuation Zones VS Flood Zones
Evacuation zones and flood zones serve different purposes and are determined using distinct criteria. It is possible for a property to be located outside an evacuation zone yet still be within a designated flood zone, particularly if it is near a stream, pond, or other low-lying area.
Residents are strongly encouraged to check both their evacuation zone and flood zone to understand the risks associated with their location.
Evacuation Zones
Evacuation zones are based on hurricane storm surge modeling conducted by the National Hurricane Center. These zones are determined using factors such as ground elevation, proximity to water, and the area’s vulnerability to storm surge during hurricanes.
Evacuation zones are labeled A through E, in order of increasing elevation, along with designated non-evacuation zones.
Flood Zones
Flood zones are designated by the Federal Emergency Management Agency (FEMA) and used as part of the National Flood Insurance Program (NFIP). Each flood zone classification—identified by a specific letter or combination of letters—indicates the property’s level of flood risk at any time of year, regardless of the cause (e.g., heavy rainfall, inland flooding, or storm surge).
By federal law, properties located within high-risk flood zones that carry a mortgage from a federally backed lender must maintain flood insurance coverage.
It is important to note that standard homeowners’ insurance policies do not cover flood-related losses. The NFIP provides federally backed flood insurance to help residents and business owners recover from flood damage. Covered losses may include structural damage and personal property, up to the policy limits.
Evacuation Orders
There are two types of evacuation orders that may be issued during a storm or other emergency:
Precautionary (Voluntary) Evacuation
A precautionary evacuation may be recommended when the potential for storm surge is limited, such as during the approach of a tropical storm or when a hurricane is forecast to cross the state.
Emergency management officials may advise residents in mobile homes, low-lying or flood-prone areas, visitors, and individuals with special needs to relocate to safer, more secure locations. This recommendation is made to reduce risk to those living in areas that are historically vulnerable to flooding or wind damage.
Mandatory Evacuation
A mandatory evacuation is issued when there is a high probability of life-threatening storm surge or severe impact.
Mandatory evacuation orders are typically issued for all residents within specific evacuation zones (e.g., A–E) and always include mobile homes, regardless of location.
Residents in affected zones must act quickly but safely to relocate outside of the designated evacuation area. It is critical to know your evacuation zone in advance and to prepare both a “stay” plan (for when evacuation is not required) and a “go” plan (for when evacuation is ordered).
Legal Requirements
Remaining in a home under a mandatory evacuation order is illegal under Florida Statute 252.38.
Local authorities are empowered to take necessary actions to protect life and property. Additionally, Florida Statute 252.50 establishes that failure to comply with an evacuation order constitutes a second-degree misdemeanor.
Preparedness Planning
Prepare ahead to protect yourself, your family, and your property.
Know your evacuation zone, review your flood risk, and develop a Family Emergency Plan that includes where you will go and how you will communicate during an emergency.
For assistance in creating your plan, visit
Village of Estero- Make a Plan
Stay informed, stay prepared, and stay safe this hurricane season.