Credit Report


In order to determine where Americans are best at handling their finances, WalletHub compared more than 2,500 cities based on 10 key indicators of money-management skills. The data set ranges from median credit score to average number of late payments to mortgage debt-to-income ratio.

Money Management in Estero (99th Percentile = Best)


  • Median Credit Score (778)
  • Credit-Card Debt-to-Income Ratio (5.21%) (67th Percentile)
  • Mortgage Debt-to-Income Ratio (339.65%)(47th Percentile)
  • Car-Loan Debt-to-Income Ratio (21.80%)(86th Percentile)
  • Student-Loan Debt-to-Income Ratio (35.09%)(73rd Percentile)
  • Avg. Number of Late Payments (1.35)
  • Avg. % of Credit Used (36.9%)
  • Foreclosure Rate (0.031%)


You can find the full study here:

WalletHub analyzed the