Hurricane & Flood Safety Guide

Be ready before the storm. Whether it’s heavy rain, tropical storms, or hurricanes, flooding can happen anywhere it rains — and everyone in the Village of Estero is in a flood zone. The best way to stay safe is to prepare ahead, stay informed, and act early.

Jump to: Before | During | After

Before a Hurricane or Flood

Preparation is your best protection. Taking simple steps now can make a big difference when a storm approaches.

Understand Your Risk

  • Find out if your home, workplace, or school is in a flood-prone area.
  • Visit the Village of Estero Map page to learn your flood zone, evacuation zone, and storm surge risk.
  • Learn which roadways typically flood and identify alternate routes.
  • Even if you’re outside a high-risk zone, flooding can still happen.

💡 Tip: Floods can occur outside FEMA flood zones. Even if you’re in a low-risk area, you can still be affected by heavy rainfall, storm surge, or drainage overflow.

Hurricane Shutters

Protect Your Property

  • Avoid building in flood-prone areas unless you elevate and reinforce your structure.
  • Retrofit your home: Elevate your air conditioner, water heater, and electrical panels if they are susceptible to flooding.
  • Install “check valves” in sewer traps to prevent floodwater from backing up into your drains.
  • Review the Construction in a Floodplain page for tips on building smart and resilient.
  • Secure outdoor items. Bring in patio furniture, planters, grills, and decorations that could become projectiles in strong winds.
  • Board up or shutter windows. Plywood or hurricane shutters help prevent breakage.
  • Clear gutters and storm drains. Ensure rainwater can flow freely away from your property.
  • Trim trees and branches that could damage your home or power lines.
  • Reinforce your garage door. This is often a weak point during high winds.
  • Move vehicles to higher ground if flooding is possible.

Strengthen Financial and Legal Readiness

  • Check your insurance coverage. Make sure your flood and homeowners insurance are current — Standard homeowners’ insurance does not cover flood damage.
  • Purchase flood insurance through the National Flood Insurance Program (NFIP). Flood insurance typically has a 30-day waiting period before coverage takes effect.
    → Learn more at FloodSmart.gov.
  • Keep digital copies of insurance documents, titles, and receipts for valuables.
  • Understand your policy limits and what’s covered before disaster strikes.

Make a Family Emergency Plan

  • Use the Lee County Family Emergency Plan template to make your plan.
  • Identify safe evacuation routes and meeting points in case family members become separated.
  • Make arrangements for pets — shelters that allow animals fill up quickly and require proof of vaccinations.
  • Designate an out-of-area contact who can relay information if local communications go down.
  • Teach children what to do if flooding starts while they are at school or home alone.
  • Share your plan with neighbors, especially seniors or those who may need assistance.

Create an Emergency Kit

Assemble enough supplies to last at least 7 days per person. Include:

  • Water (1 gallon per person per day)
  • Non-perishable food and a manual can opener
  • Flashlights, extra batteries, and lanterns
  • First-aid kit, medications, and spare eyeglasses
  • Important documents in a waterproof container
  • Cash (small bills)
  • Cell phone chargers and portable power banks
  • Personal hygiene and sanitation items
  • Extra clothing, rain gear, and sturdy shoes
  • Pet food and supplies

🐾 Tip: Keep a smaller “go bag” ready in case you need to leave immediately.

➡️ Download the full Emergency Supply Kit Checklist (PDF).

 Stay Informed

Be Proactive

  • Leave before floodwaters rise — don’t wait to be told if conditions look dangerous.
  • Make sure your vehicle has a full tank of gas and your phone is charged.
  • Review the Lee County All Hazards Guide for more preparedness resources.

During a Hurricane or Flood

When the storm arrives, safety comes first. Stay calm, follow your plan, and listen to local officials.

Stay Alert

  • Listen to local radio or TV for official information and evacuation orders.
  • Follow updates from the Village of Estero, Lee County Emergency Management, and weather.gov.
  • If told to evacuate, do so immediately — waiting may trap you as water rises.

If You Are at Home

  • Shelter in a small, windowless, interior room on the lowest level that’s not prone to flooding.
  • Stay away from windows, skylights, and glass doors.
  • Keep emergency supplies close.
  • Turn off electricity, gas, and water if instructed by authorities.
  • Use flashlights instead of candles to reduce fire risk.
  • Keep your NOAA Weather Radio or phone alerts on for official updates.
  • Do not go outside during the calm “eye” of the storm — winds will return suddenly from the opposite direction.
  • Keep pets indoors and secure.

If You Are Ordered to Evacuate

  • Leave immediately. Do not wait — roads may flood or close quickly.
  • Use designated evacuation routes and avoid shortcuts or flooded areas.
  • Take your emergency kit, important documents, and identification.
  • Notify friends or family of your destination.
  • Turn off utilities (gas, electricity, water) if instructed.
  • Unplug small appliances before you leave.

Transportation Assistance to Shelters

Need help getting to a shelter during an emergency? LeeTran provides free transportation to the nearest available shelter.

Residents with medical needs are encouraged to complete a Special Medical Needs Shelter application in advance to ensure assistance is available when needed.

Pets are welcome on LeeTran vehicles as long as they’re in a crate, carrier, or on a leash.

If you didn’t pre-register, you can still go to any LeeTran bus stop or transfer station for a free ride to a shelter.

For routes and schedules, download the Transit App or visit the LeeTran website.

If You Must Travel

  • Never walk or drive through floodwaters.
    • Six inches of moving water can knock you down.
    • One foot can float many vehicles.
    • Two feet can sweep away trucks and SUVs.
  • Avoid bridges or roads near rivers or creeks that may be weakened or washed out.
  • If water rises around your car, abandon it if you can safely reach higher ground.

Safety Reminders

  • Avoid using wired electronics during lightning.
  • Keep your refrigerator closed as much as possible to preserve cold air.
  • Stay alert for tornado warnings — hurricanes often produce spin-off tornadoes.
  • Keep your phone charged and set to low-power mode.
  • Text instead of calling to reduce network congestion.

After a Hurricane or Flood

Even after the storm passes, dangers such as flooding, debris, and downed power lines can persist for days.

Wait for the “All Clear”

  • Follow re-entry orders from officials.
  • Check local news for updates on road closures and safe return times.
  • Avoid flooded areas; standing water may be contaminated or electrically charged.

Use Caution When Returning Home

  • Watch for loose power lines and report them to your utility provider.
  • Floodwater can contain sewage, chemicals, and debris — avoid contact when possible.
  • Roads and bridges may be weakened and could collapse under vehicle weight.

Health & Safety

  • Do not drink tap water until authorities say it’s safe.
  • Empty standing water to prevent mosquito breeding.
    • Remember the 4 Ds:
      • Drain water when possible.
      • Dress in long sleeves and light colors.
      • Defend with DEET, Picaridin, or Oil of Lemon Eucalyptus.
      • Dusk/Dawn: Limit time outdoors during mosquito peak hours.
  • Watch for displaced wildlife — snakes, raccoons, and insects may seek shelter indoors.
  • Use generators outdoors only and at least 20 feet from windows or doors to prevent carbon monoxide poisoning.

Document and Report Damage

  • Inspect your home for structural damage before entering.
  • If you smell gas, leave immediately and contact authorities.
  • Take photos and videos of all damage before cleaning up.
  • File your flood insurance claim immediately. See the National Flood Insurance Program’s Claims Handbook.
  • Do not sign an Assignment of Benefits (AOB) contract as a repair condition — this can lead to fraud.
  • Register with FEMA for disaster assistance if a federal disaster declaration is issued.

Clean Up Safely

  • Remove wet items like carpet, furniture, and bedding within 24–48 hours to prevent mold.
  • Disinfect all surfaces that came into contact with floodwater.
  • Wear gloves, boots, and masks during cleanup.
  • See the EPA’s Flooded Homes Cleanup Guide for details.

Rebuilding and Repairs

  • Always use licensed and insured contractors.
  • Verify licenses with the Department of Business and Professional Regulations (DBPR) or by calling the Village of Estero at 239-221-5036.
  • Avoid contractors who:
    • Demand full payment upfront.
    • Ask you to obtain permits.
    • Claim repairs don’t need permits.
    • Request you sign an Assignment of Benefits (AOB) form.
  • Get multiple written estimates and avoid paying in full upfront.
  • Permits are required for most structural repairs — never skip this step. Click here for a general list for what needs a permit.
  • Rebuild safer and stronger; visit Construction in a Floodplain for guidance.
  • Be alert for price gouging or scams — it’s illegal during declared emergencies.

Community Recovery and Support

  • Let your friends and family know you’re safe.
  • Check on neighbors, especially seniors or those with special needs.
  • Stay tuned to local news for information on disaster recovery centers, food and water distribution sites, and debris pickup schedules.
  • Reach out to disaster assistance hotlines or local support resources if you need help coping.
  • Take breaks during cleanup.

Remember

A few inches of water can cause thousands of dollars in damage — but preparation today can save lives and property tomorrow.

Stay informed, stay prepared, and stay safe, Estero!